:root{--ink:#16221b;--muted:#607067;--green:#2f6b45;--green2:#44803f;--lime:#eef6e9;--orange:#ed8b16;--line:#dfe8e1;--paper:#fff;--soft:#f7faf7;--navy:#17352a;--shadow:0 16px 45px rgba(24,53,40,.10);--radius:22px;--max:1180px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:var(--paper);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.65;-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}img{max-width:100%}.container{width:min(var(--max),calc(100% - 40px));margin:auto}.topbar{background:var(--navy);color:#fff;text-align:center;padding:8px 16px;font-size:13px;font-weight:700;letter-spacing:.02em}.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:blur(15px);border-bottom:1px solid rgba(223,232,225,.85)}.nav{height:76px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:12px;font-weight:900;font-size:21px;letter-spacing:-.03em}.brand-mark{width:40px;height:40px;border-radius:13px;background:linear-gradient(145deg,var(--green2),var(--navy));display:grid;place-items:center;color:#fff;font-size:19px;box-shadow:0 8px 20px rgba(47,107,69,.22)}.nav-links{display:flex;align-items:center;gap:28px;font-size:14px;font-weight:750}.nav-links a:hover,.nav-links a.active{color:var(--green2)}.nav-cta,.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;border-radius:999px;font-weight:800;transition:.2s ease}.nav-cta{padding:11px 18px;background:var(--green2);color:#fff}.nav-cta:hover,.btn-primary:hover{transform:translateY(-2px);box-shadow:0 10px 25px rgba(68,128,63,.24)}.menu-btn{display:none;border:0;background:#f1f6f1;border-radius:12px;width:44px;height:44px;font-size:22px}.hero{position:relative;overflow:hidden;padding:94px 0 84px;background:radial-gradient(circle at 85% 15%,#dcefd5 0,transparent 29%),linear-gradient(180deg,#f8fcf7 0,#fff 100%)}.hero:after{content:"";position:absolute;right:-100px;bottom:-180px;width:480px;height:480px;border:70px solid rgba(68,128,63,.07);border-radius:50%}.hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:1.12fr .88fr;gap:64px;align-items:center}.eyebrow{display:inline-flex;align-items:center;gap:8px;padding:7px 12px;border:1px solid #cfe2ca;border-radius:999px;background:#fff;color:var(--green);font-size:12px;font-weight:850;text-transform:uppercase;letter-spacing:.09em}.hero h1,.page-hero h1{font-size:clamp(42px,6vw,72px);line-height:1.02;letter-spacing:-.055em;margin:20px 0 22px;max-width:820px}.hero p{font-size:19px;color:var(--muted);max-width:650px;margin:0 0 31px}.actions{display:flex;flex-wrap:wrap;gap:12px}.btn{padding:14px 22px}.btn-primary{background:var(--green2);color:#fff}.btn-secondary{background:#fff;border:1px solid var(--line)}.trust-row{display:flex;flex-wrap:wrap;gap:22px;margin-top:27px;font-size:13px;font-weight:700;color:#47584d}.trust-row span:before{content:"✓";color:var(--green2);margin-right:7px}.hero-panel{background:#fff;border:1px solid var(--line);border-radius:30px;padding:22px;box-shadow:var(--shadow);transform:rotate(1.2deg)}.mini-card{border:1px solid var(--line);border-radius:20px;padding:18px;margin-bottom:12px;background:#fff}.mini-card:last-child{margin-bottom:0}.mini-kicker{font-size:11px;font-weight:850;color:var(--green2);text-transform:uppercase;letter-spacing:.09em}.mini-card h3{margin:6px 0 5px;font-size:18px;line-height:1.25}.mini-card p{margin:0;font-size:13px;color:var(--muted)}.score{display:flex;align-items:center;gap:10px;margin-top:12px}.score-bar{height:7px;flex:1;background:#edf2ee;border-radius:99px;overflow:hidden}.score-bar i{display:block;height:100%;background:var(--green2);border-radius:99px}.section{padding:86px 0}.section.soft{background:var(--soft)}.section-head{display:flex;justify-content:space-between;align-items:end;gap:30px;margin-bottom:36px}.section-head h2,.content h2{font-size:clamp(30px,4vw,46px);line-height:1.12;letter-spacing:-.04em;margin:0}.section-head p{max-width:570px;color:var(--muted);margin:0}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:0 8px 25px rgba(24,53,40,.04)}.card:hover{transform:translateY(-3px);box-shadow:var(--shadow);transition:.2s}.icon{width:46px;height:46px;border-radius:14px;background:var(--lime);display:grid;place-items:center;font-size:21px;color:var(--green)}.card h3{margin:17px 0 8px;font-size:20px;letter-spacing:-.02em}.card p{margin:0;color:var(--muted);font-size:15px}.category{min-height:220px;display:flex;flex-direction:column;justify-content:space-between}.category .link{color:var(--green2);font-weight:800;font-size:14px}.steps{counter-reset:step}.step{position:relative;padding-top:68px}.step:before{counter-increment:step;content:"0" counter(step);position:absolute;top:0;left:0;font-size:40px;font-weight:900;color:#c5dbc1;letter-spacing:-.05em}.quote-band{background:var(--navy);color:#fff;border-radius:30px;padding:48px;display:grid;grid-template-columns:1fr auto;align-items:center;gap:30px}.quote-band h2{font-size:36px;line-height:1.15;letter-spacing:-.04em;margin:0 0 12px}.quote-band p{margin:0;color:#cbd8d1}.page-hero{padding:82px 0 62px;background:linear-gradient(180deg,#f4faf2,#fff);border-bottom:1px solid var(--line)}.page-hero h1{font-size:clamp(40px,5vw,64px);margin-bottom:18px}.page-hero p{max-width:760px;font-size:19px;color:var(--muted);margin:0}.breadcrumbs{font-size:13px;color:var(--muted);font-weight:700}.breadcrumbs a{color:var(--green2)}.article-wrap{display:grid;grid-template-columns:240px minmax(0,760px);gap:64px;align-items:start;padding:70px 0 100px}.toc{position:sticky;top:110px;border-left:2px solid var(--line);padding-left:18px}.toc b{font-size:12px;text-transform:uppercase;letter-spacing:.1em}.toc a{display:block;color:var(--muted);font-size:13px;margin:10px 0}.toc a:hover{color:var(--green2)}.content{min-width:0}.content h2{font-size:31px;margin:52px 0 13px}.content h2:first-child{margin-top:0}.content h3{font-size:21px;margin:30px 0 8px}.content p,.content li{color:#47584d}.content ul{padding-left:22px}.content li{margin:8px 0}.notice{padding:20px 22px;border-radius:16px;background:var(--lime);border:1px solid #d7e8d2;color:#385044;margin:24px 0}.legal-meta{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}.pill{padding:7px 11px;border-radius:999px;background:#fff;border:1px solid var(--line);font-size:12px;font-weight:750;color:var(--muted)}.contact-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:28px}.contact-card{background:var(--navy);color:#fff;border-radius:26px;padding:34px}.contact-card p{color:#cad9d1}.contact-list{margin-top:28px}.contact-item{padding:16px 0;border-top:1px solid rgba(255,255,255,.14)}.form-card{border:1px solid var(--line);border-radius:26px;padding:34px;background:#fff;box-shadow:var(--shadow)}label{display:block;font-size:13px;font-weight:800;margin-bottom:7px}.field{margin-bottom:18px}input,textarea,select{width:100%;font:inherit;border:1px solid #cad6cd;border-radius:13px;padding:13px 14px;outline:none;background:#fff}input:focus,textarea:focus,select:focus{border-color:var(--green2);box-shadow:0 0 0 4px rgba(68,128,63,.1)}textarea{min-height:150px;resize:vertical}.footer{background:#12271f;color:#fff;padding:68px 0 22px}.footer-grid{display:grid;grid-template-columns:1.7fr 1fr 1fr 1fr;gap:44px}.footer p,.footer a{color:#bdccc4;font-size:14px}.footer a{display:block;margin:10px 0}.footer h4{margin:0 0 16px}.footer .brand{margin-bottom:15px}.footer-bottom{margin-top:48px;padding-top:20px;border-top:1px solid rgba(255,255,255,.12);display:flex;justify-content:space-between;gap:20px;color:#94a69c;font-size:12px}.disclaimer{font-size:11px!important;line-height:1.55;margin-top:18px;max-width:560px}.skip{position:absolute;left:-999px}.skip:focus{left:10px;top:10px;z-index:100;background:#fff;padding:10px}.mobile-only{display:none}@media(max-width:900px){.nav-links{display:none;position:absolute;top:76px;left:20px;right:20px;background:#fff;border:1px solid var(--line);border-radius:18px;padding:18px;box-shadow:var(--shadow);flex-direction:column;align-items:stretch}.nav-links.open{display:flex}.menu-btn{display:block}.nav-cta{display:none}.hero-grid,.contact-grid{grid-template-columns:1fr}.hero-panel{max-width:600px}.grid-4{grid-template-columns:repeat(2,1fr)}.grid-3{grid-template-columns:1fr 1fr}.article-wrap{grid-template-columns:1fr}.toc{position:static;border-left:0;border-bottom:1px solid var(--line);padding:0 0 20px;display:flex;gap:14px;overflow:auto}.toc b{display:none}.toc a{white-space:nowrap}.footer-grid{grid-template-columns:1fr 1fr}.quote-band{grid-template-columns:1fr}.mobile-only{display:block}}@media(max-width:620px){.container{width:min(100% - 28px,var(--max))}.hero{padding:65px 0}.hero h1{font-size:43px}.grid-3,.grid-4{grid-template-columns:1fr}.section{padding:64px 0}.section-head{display:block}.section-head p{margin-top:12px}.quote-band{padding:30px}.footer-grid{grid-template-columns:1fr}.footer-bottom{display:block}.page-hero{padding:60px 0 44px}.article-wrap{padding-top:45px}.content h2{font-size:28px}.topbar{font-size:11px}.brand{font-size:18px}}